Month: October 2021

The goal of this Act, approved in September 1977, was to eliminate abusive debt collection practices by debt collectors and to promote consistent state action to protect consumers against debt collection abuses and invasions of individual privacy.The Fair Debt Collection Practices Act laid down specific guidelines pertaining to these processes:Acquisition Of InformationAny debt collector trying to obtain location information of a customer would identify himself and his purpose properly and when the need arises also disclose his employer...